HTF OVERVIEW
The primary purpose of the Crow Wing County Housing Trust Fund (HTF) Program is to assist in financing the production and preservation/stabilization of affordable and mixed-income housing projects in Crow Wing County. The HTF shall be a permanent source of funding and a continually renewable source of revenue to meet, in part, the housing needs of moderate-, low -, and very low-income households of the county. The HTF shall provide loans to property owners, homeowners, local units of government, for-profit housing developers, and non-profit housing developers for the acquisition, capital and soft costs necessary for the creation of new affordable and workforce housing (both rental and owner-occupied). Projects funded by the HTF shall be dispersed throughout the county as funds are available.

HTF PROGRAM BASIS AND POLICY GUIDANCE
Managed by the Crow Wing County Housing & Redevelopment Authority (HRA), the HTF program administration is guided primarily by the following documents:

• Minn. Stat. §462C.16 462C.16 Housing Trust Funds for Local Housing Development
• Ordinance Establishing a Housing Trust Fund in Crow Wing County (Ordinance No. 2001), effective 3/4/20